Capture a payment multiple times

Capture a PaymentIntent multiple times, up to the authorized amount.

Multicapture allows you to capture a PaymentIntent created during the confirmation step of a CheckoutSession multiple times for a single transaction, up to the full amount of the PaymentIntent. You can use it when you have orders with multiple shipments, and want to capture funds as you fulfill parts of the order.

IC+ feature

Multicapture is part of the functionality we offer to users on IC+ pricing. If you’re on blended Stripe pricing and want access to this feature, contact us using the form at Stripe support.

Availability

When using multicapture, be aware of the following restrictions:

It only supports online card payments
It’s available with Amex, Visa, Discover, Mastercard, Cartes Bancaires, Diners Club, China UnionPay (CUP), and Japan Credit Bureau (JCB)
Separate charges and transfers fund flows using source_transaction aren’t supported
Stripe allows you to capture up to 50 times for a single PaymentIntent
mode is set to payment and capture_method is set to manual on the CheckoutSession

CUP and JCB support

CUP multicapture is only available in the United States. JCB multicapture is only available in the United States, Canada, Australia, and New Zealand.

Best practices

When sending separate shipments for one order, proactively notify your end customer with the details of each shipment. Doing so avoids inquiries and chargebacks from customers because of confusion with seeing multiple transactions on their bank statement. Use the following best practices when notifying customers:

Inform them of the estimated delivery date and transaction amount for each shipment at the time of checkout, before purchase.
Notify them upon each shipment, along with the transaction amount.
Disclose your full refund and cancellation policy.

You can use the custom_text field when creating a new CheckoutSession to display additional text on the checkout page to help meet compliance requirements.

Compliance

You’re responsible for your compliance with all applicable laws, regulations, and network rules when using multicapture. Consult the rules for the card networks that you want to use this feature with to make sure your sales comply with all applicable rules, which vary by network. For example, most card networks restrict multicapture usage to card-not-present transactions for the sale of goods that ship separately. Certain card networks permit multicapture for businesses based on their industry (for example, travel), while some don’t permit multicapture for installment or deposit workflows.

The information provided on this page relating to your compliance with these requirements is for your general guidance, and isn’t legal, tax, accounting, or other professional advice. Consult with a professional if you’re unsure about your obligations.

Create a Checkout Session

Add a checkout button to your website that calls a server-side endpoint to create a Checkout Session.

checkout.html
<html>
  <head>
    <title>Buy cool new product</title>
  </head>
  <body>
    <!-- Use action="/create-checkout-session.php" if your server is PHP based. -->
    <form action="/create-checkout-session" method="POST">
      <button type="submit">Checkout</button>
    </form>
  </body>
</html>r

A Checkout Session is the programmatic representation of what your customer sees when they’re redirected to the payment form. You can configure it with options such as:

Line items to charge
Currencies to use

You must populate success_url with the URL value of a page on your website that Checkout returns your customer to after they complete the payment.

Catatan

Checkout Sessions expire 24 hours after creation by default.

After creating a Checkout Session, redirect your customer to the URL returned in the response.

Lastly, set request_multicapture as if_available to enable the multicapture feature.

Metode pembayaran

Secara default, Stripe mengaktifkan kartu dan metode pembayaran umum lainnya. Anda dapat mengaktifkan atau menonaktifkan metode pembayaran individual di Dashboard Stripe. Di Checkout, Stripe mengevaluasi mata uang dan batasan, lalu menyajikan metode pembayaran yang didukung secara dinamis kepada pelanggan.

Untuk melihat cara metode pembayaran Anda ditampilkan kepada pelanggan, masukkan identifikasi transaksi atau tetapkan jumlah pesanan dan mata uang di Dashboard.

Anda dapat mengaktifkan Apple Pay dan Google Pay di pengaturan metode pembayaran. Secara default, Apple Pay diaktifkan dan Google Pay dinonaktifkan. Namun, dalam beberapa kasus Stripe memfilternya bahkan saat diaktifkan. Kami memfilter Google Pay jika Anda mengaktifkan pajak otomatis tanpa mengumpulkan alamat pengiriman.

Halaman Checkout yang di-hosting Stripe tidak perlu perubahan integrasi untuk mengaktifkan Apple Pay atau Google Pay. Stripe menangani pembayaran ini dengan cara yang sama seperti pembayaran kartu lainnya.

Tarik PaymentIntent

For a PaymentIntent in a requires_capture state where multicapture is available, specifying the optional final_capture parameter to be false tells Stripe not to release the remaining uncaptured funds when calling the capture API. For example, if you confirm a 10 USD payment intent, capturing 7 USD with final_capture=false keeps the remaining 3 USD authorized.

In the PI capture response, the amount_capturable and amount_received fields update accordingly.

// PaymentIntent Response
{
  "id": "pi_ANipwO3zNfjeWODtRPIg",
  "object": "payment_intent",
  "amount": 1000,
  "amount_capturable": 300, // 1000 - 700 = 300
  "amount_received": 700,
  // if latest_charge is expanded
  "latest_charge": {
      "id": "ch_xxx",
      "object": "charge",
      "amount": 1000,
      "amount_captured": 700,
      "amount_refunded": 0,
      ...
    }
  ...
}

Final capture

The PaymentIntent remains in a requires_capture state until you do one of the following:

Set final_capture to true.
Make a capture without the final_capture parameter (because final_capture defaults to true).
The authorization window expires.

At this point, Stripe releases any remaining funds and transitions the PaymentIntent to a succeeded state.

In the PI capture response, the amount_capturable and amount_received fields will be updated accordingly.

// PaymentIntent Response
{
  "id": "pi_ANipwO3zNfjeWODtRPIg",
  "object": "payment_intent",
  "amount": 1000,
  "amount_capturable": 0, // not 100 due to final_capture=true
  "amount_received": 900, // 700 + 200 = 900
  // if latest_charge is expanded
  "latest_charge": {
      "id": "ch_xxx",
      "object": "charge",
      "amount": 1000,
      "amount_captured": 900,
      "amount_refunded": 0,
      ...
    }
  ...
}

Uncaptured PaymentIntents transition to canceled, while partially captured PaymentIntents transition to succeeded.

OpsionalRelease uncaptured funds

If you want to release the uncaptured funds for a partially captured payment, set the amount to 0 and set final_capture to true.

This transitions the PaymentIntent to succeeded and releases any uncaptured funds back to the cardholder.

Test your integration

Use a Stripe test card with any CVC, postal code, and future expiration date to test multicapture payments.

Number	Payment Method	Description
	`pm_card_visa`	Visa test card that supports multicapture.
	`pm_card_visa_cartesBancaires`	Cartes Bancaires or Visa test card that supports multicapture.
	`pm_card_credit_disableEnterpriseCardFeatures`	Visa test card that doesn’t support multicapture.

Refunds

For a PaymentIntent in requires_capture state, you can refund any number of times up to the total captured amount minus the total refunded amount, which is the amount_received—amount_refunded. The charge.refunded field transitions to true only when the final capture has been performed and the entire amount_received is refunded.

Stripe doesn’t support partial refunds with refund_application_fee=true or reverse_transfer=true. Instead, you can perform partial fee refunds by manually performing partial fee refunds and transfer reversals using the application fee refund and transfer reversal endpoints. After using the application fee refund or transfer reversal endpoints, Stripe doesn’t support any further refunds with refund_application_fee=true or reverse_transfer=true respectively.

Connect

Multicapture supports all Connect use cases, with the exception of Separate Charges and Transfers with the source_transaction parameter. The application_fee_amount and transfer_data[amount] parameters have some additional validations. Consider the following validations when implementing multicapture with Connect:

Setting application_fee_amount or transfer_data[amount] on the first capture makes it required for all subsequent captures. Each application_fee_amount and transfer_data[amount] passed at capture time overrides the values passed in on PaymentIntent creation, confirmation, and update.
Stripe doesn’t support partial refunds on multicapture payments with refund_application_fee=true or reverse_transfer=true. You can perform partial fee refunds or transfer reversals using the application fee refund and transfer reversal endpoints.

Webhooks

Charge updated webhooks

We send a charge.updated webhook each time you capture a payment.

For example, on the first capture of a destination charge multicapture payment with an application_fee_amount, we update these fields from empty to non-empty values.

// charge.updated
{
  "data": {
    "id": "ch_xxx",
    "object": "charge",
    "amount": 1000,
    "balance_transaction": "txn_xxx", // applicable to all charges
    "transfer": "tr_xxx",             // applicable to destination charges only
    "application_fee": "fee_xxx",     // applicable to Connect only
    ...
  },
  "previous_attributes": {
    "balance_transaction": null, // applicable to all charges
    "transfer": null,            // applicable to destination charges only
    "application_fee": null,     // applicable to Connect only
  }
}

payment_intent.amount_capturable_updated

We send payment_intent.amount_capturable_updated on every capture, regardless of amount_to_capture and final_capture values.

For example, if we capture 1 USD from a PaymentIntent with an amount of 10 USD, the PaymentIntent’s amount_capturable field updates to 9 USD.

// payment_intent.amount_capturable_updated
{
  "data": {
    "id": "pi_xxx",
    "object": "payment_intent",
    "amount": 1000,
    "amount_capturable": 900 // 1000 - 100 = 900
     ...
  },
  "previous_attributes": {
    "amount_capturable": 1000
  }
}

Charge captured events

We send a charge.captured event for final captures or at the end of the authorization window to reverse the authorization of the uncaptured amount. The captured field for a charge only becomes true after a final capture or authorization reversal.

For example, if we do a capture with amount=0 and final_capture=true, the captured attribute on the charge changes from false to true.

// charge.captured
{
  "data": {
    "id": "ch_xxx",
    "object": "charge",
    "captured": true
        ...
  },
  "previous_attributes": {
    "captured": false
  }
}

Refund webhooks

Multicapture refund webhooks are no different than non-multicapture refund webhooks.

During each partial refund, we send a refund.created event. For connected accounts, we also send application_fee.refunded events when we refund application fees and transfer.reversed events when we reverse transfers.